Fund your goals with a personal loan at our
Ready to close your loan? Here’s what you’ll need
Before closing a loan in a branch or from home, you should have the following documents on hand:
- Proof of identity (such as a driver’s license, state-issued ID card, passport, or available third-party verification service)
- Proof of residence (such as a driver’s license with current address, utility bill, or signed lease)
- Proof of income (such as pay stubs or tax returns)
We may ask for more info based on your unique situation. Talk to your loan specialist about what’s needed before closing by phone or making a trip to a OneMain Financial location.
Customers have relied on OneMain for over 100 years
Whether you're consolidating debt, paying off medical bills or covering an emergency expense, we keep it clear and easy to help you find a loan that works best for you.1,2
- Loan amounts from $1,500 – $30,0003
- Loan terms from 24–60 months3
- Fixed rates ranging from 11.99% – 35.99% APR3
See if you’re prequalified for a secured or unsecured personal loan online, by phone or in your local OneMain branch. If approved, you can get the money you need as soon as 1 hour after closing.4
This won’t affect your credit score.
Want one-on-one assistance?
Call today to schedule an appointment with one of our loan specialists at a branch near you. With after-hours appointments now available, you can find a time that works for you.
Have questions? Find answers at the link below.
FAQ page
We'll help you take the next steps.
We’re here for you
At OneMain, we have been a trusted financial partner for over 100 years. We’ve helped millions of customers nationwide find a personal loan, and now we’re here for you. We can help you find the financial solution that fits you and your needs.
Simple application
We give you choices when it comes to applying for a personal loan. You can apply online, speak to one of our loan specialists over the phone or visit a branch today.
The right loan
Whether you are in need of a debt consolidation1 loan, an auto loan or funds for that ongoing home improvement project, we will help find an option that works best with your budget.
Fair terms
Our loans are tailored to fit you. We offer fixed rates, fixed payments and no prepayment fees. Your rate will depend on various factors, including loan size, term length, availability of collateral and your credit history. If you’re approved, you’ll borrow a set amount of money and pay it off with monthly payments over a scheduled period of time. Keep your mind at ease knowing there won’t be any surprise payments in your future.
Same-day money with SpeedFunds
Get your money fast — in as little as an hour after closing your loan if you receive funds to your debit card.4
