Skip to main content

COVID-19 Update: Learn more about how OneMain is here to serve you during this time.

Rapid City Branch

1301 W Omaha St, Ste 103

Rapid City, SD 57701

Tel: (605) 343-3550

Fax: (605) 343-9019

Get Directions
Make Payment

Get a personal or auto loan from $1,500 to $20,0001

Check for Offers

Hours

MonAug 10
8:30 AM – 5:30 PM
TueAug 11
8:30 AM – 7:00 PM
WedAug 12
8:30 AM – 5:30 PM
ThuAug 13
8:30 AM – 5:30 PM
FriAug 14
8:30 AM – 5:30 PM
SatAug 15CLOSED
SunAug 16CLOSED

After-hours appointments available.

Call Today: (605) 343-3550

Personal loans near you.

If you’re looking for a personal loan, we’ve got you covered. OneMain Financial in Rapid City, SD is here in your community, and our loan specialists are ready to sit down with you and find a loan that fits your needs.

Flexible loans for the planned — and unplanned.

Whether you’re looking for debt consolidation,2 a way to take care of emergencies or funds to tackle home improvement projects, a personal loan can help you meet life’s challenges and plan for the future.

We offer unsecured and secured personal loans from $1,500- $20,000.1 They feature fixed interest rates and fixed monthly payments, so you’ll know exactly what to expect. You could even get your money as soon as the same day if you’re approved by noon.3

3 Funding Options; Availability of Funds: Loan proceeds may be disbursed by check or electronically deposited to the borrower’s bank account through the Automated Clearing House (ACH) or debit card (SpeedFunds) networks. ACH funds are available approximately 1 to 2 business days after the loan closing date. Funds through SpeedFunds are available on the loan closing date.

We’re ready to help you get the money you need.

We’re a loan company that treats you like a neighbor. That's because we've been helping people in nearby neighborhoods and communities since 1912. With over 1,500 branch locations in 44 states, we’re proud to offer something that’s increasingly hard to find: one-on-one customer service.

Applying is easy.

Our application process is quick and stress-free. You can start online by checking to see if you’re prequalified for a loan — which won’t hurt your credit score — and you’ll hear from a loan specialist to talk about your options. You can also walk into your local branch to apply.

Ready to get started at our Rapid City, SD location? Apply online, call or stop by and let our staff help you take control of your finances.

Most common uses 4

Piggy Bank

Debt Consolidation2

Two People

Life Events

Boat

Recreation

Car

Auto Loans

Home

Home Projects

OneMain Holdings, Inc.601 N.W. Second Street Evansville, IN 47708-1013

Copyright © 1996-2020, All rights reserved.

1 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APR’s are generally higher on loans not secured by a vehicle. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: Florida: $8,000. Iowa: $8,500. Maine: $7,000. Mississippi: $7,500. North Carolina: $7,500. New York: $20,000. Texas: $8,000. West Virginia: $14,000. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

2 Important Notice About Debt Consolidation: When you refinance your existing debts, your total finance charges over the life of the new loan may be higher than for your current debts because your interest rate may be higher and/or your loan term may be longer. OneMain loans include origination fees, which may reduce the amount of money available to pay off other debts."

4 OneMain loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB’s Regulation Z such as college, university, or vocational expenses; for any business or commercial purpose; to purchase securities; or for gambling or illegal activities.

For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.

CA: OneMain Financial Group, LLC - Loans made or arranged pursuant to Department of Business Oversight California Finance Lenders License. CT: OneMain Consumer Loan, Inc. - NMLS # 937358. NH: OneMain Financial Group, LLC – NMLS # 1339418. PA: OneMain Financial Group, LLC – Licensed by the Pennsylvania Department of Banking and Securities.

For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418. Click here for the NMLS Consumer Access Database.

If you are using a screen reader and are having problems using the website please call 800-742-5465 for assistance.