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Emergency Loans

Emergency cash in a flash for the unexpected

When your immediate need for emergency cash starts calling, OneMain is in your corner. Apply for an emergency loan online from $1,500 - $20,000.1

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This won’t affect your credit score.

What you get with every OneMain personal loan for emergencies

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Simplify your finances

Stress less, with one predictable monthly payment to remember.

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For financial surprises big or small, find relief with a OneMain emergency loan

A flooded basement. A family medical issue. Unforeseen bills. No matter what your emergency is, you’ll need money, fast. A personal loan could be the answer – get a quick decision from OneMain and personalized support online, by phone, or in your local branch.

Don’t spend another day stressing the unexpected. See below if you qualify for a OneMain personal loan today.

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This won’t affect your credit score.

What are emergency loans?

Emergency loans are personal loans that help pay for unexpected costs, like caring for a sick loved one, time-sensitive travel, or storm damage that your insurance simply won’t cover.

We know that in a pinch, most people can’t wait for relief. If your OneMain loan is approved, you can get the money for your emergency needs as soon as 1 hour after closing.2

Why should I choose OneMain for my emergency loan?

When we loan you money, your emergency is ours. We keep our terms simple to help you avoid another headache during an already stressful time. With predictable monthly payments and fixed interest rates, you can handle your emergency – and breathe easier.

We’ve helped others through ups and downs, and we can help you, too. We stay by your side after your unplanned expenses have passed, supporting you with financial education, tips and tools to help you reach your future goals.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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This won’t affect your credit score.

Customers have relied on OneMain for over 100 years

Here are some of our favorite shoutouts.5

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Need more info on emergency loans? You’ve come to the right place:

Answers to common customer questions