Auto Refinancing Loans
Refinance your auto loan with a OneMain personal loan that fits your budget, helping you reach your financial goals today and miles down the road.1
This won’t affect your credit score.
Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.2
Loans that work for your budget
Fixed payments and clear, upfront terms.
Support from start to finish
Real people in branches, on the phone and ready to help online.
Auto loan refinancing as smooth as the open road
Love your car, but not your current auto loan? Depending on your current loan terms, refinancing could change the duration of your loan, lower your interest rate, or reduce your monthly payment — freeing up money for other expenses.3,1
See if you are prequalified for a personal loan to refinance your vehicle loan, from $1,500 - $20,000.1
Checking won’t affect your credit score.
How does a vehicle refinance loan work?
Refinancing your car or truck means taking out a new loan to pay off your current vehicle loan. If you choose to refinance, you may benefit from new terms like a lower monthly payment, reduced interest rate or a different length of repayment.
Why should I choose OneMain to refinance my car loan?
Your loan needs to work for you now and later. That's why we offer a fixed interest rate and fixed monthly payments, so you know exactly what to expect each month, plus have a set final payoff date for the loan. We also arm you with money-saving tools and credit tips that help you manage your finances and build your credit for a stronger future.
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4
This won’t affect your credit score.
Here are some of our favorite shoutouts.5
