IVF Loans

Grow your family with an IVF loan

Are financial factors a roadblock to your family planning decisions? In vitro fertilization (IVF) financing could make the procedures you need to grow your family more accessible. Apply today for an IVF loan from $1,500 - $20,000. ¹

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This won’t affect your credit score.

What you get with every OneMain IVF loan

Loans that work for your budget

Fixed payments and clear, upfront terms.

Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.

Support from start to finish

Real people in branches, on the phone and ready to help online.

Mother holding newborn baby through IVF loans from OneMain Financial

Overcome financial barriers to fertility treatment with an IVF loan

Not all insurance plans cover IVF treatment. And many insurance plans that do include IVF may still require you to pay a portion of the cost out-of-pocket. An IVF loan could help you pay for medications, medical procedures or diagnostic tests related to fertility treatment.

See if you’re prequalified for an IVF loan today.

Check for offers

Checking won’t affect your credit score.

How does an IVF loan work?

An IVF loan is a personal loan used to finance fertility-related healthcare, including procedures like in vitro fertilization and egg retrieval and freezing. Fertility treatments may be too expensive to pay for out of pocket, and even with insurance, the deductible might be more than you can afford.

An IVF loan can help you cover the upfront cost of IVF treatment and let you repay the funds in fixed monthly payments that fit your budget.

Why should I choose OneMain for my IVF loan?

Whether you’re exploring IVF for the first time or continuing your journey, we understand that navigating the financial aspects can be challenging. At OneMain, we take the time to listen, offer support and help you find a personal loan that fits your needs, so you can focus on what matters most.

Our loans feature fixed interest rates and fixed monthly payments, so there are no surprises. Plus, you’ll get access to free monthly credit score tracking, savings tools, and budget-building resources to help you grow toward your goals over time.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.^2,3