A man relaxing on a beige sofa in a cozy living space.

Furniture Loans

Spruce up your space and stay within budget

If your sofa is a little worse for wear, you need new table and chairs and you’re losing sleep on a sagging mattress, OneMain can help refresh your home. Apply today for a furniture loan from $1,500 - $20,000.¹

Check for offers

This won’t affect your credit score.

What you get with every OneMain furniture loan

Loans that work for your budget

Fixed payments and clear, upfront terms.

Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.²

Support from start to finish

Real people in branches, on the phone and ready to help online.

A bright and modern living room with a yellow sofa, cozy cushions, and stylish decor.

Your life needs change, and so should your furniture

Whether you're furnishing a nursery for a new arrival, need an updated bedroom set or want to replace a worn-out living room couch, our furniture loans can help you get the comfort and functionality you need without draining your savings. Our streamlined application process and flexible repayment options make it easy to finance your furniture purchase hassle-free.

See if you’re prequalified for a furniture loan today.

Check for offers

Checking won’t affect your credit score.

What are furniture loans?

Furniture loans are personal loans used to cover the cost of buying furniture for your home. A furniture loan can help you get money to buy the pieces you need now, without draining your savings or placing large balances on high-interest credit cards. You can then repay the loan over time, making it easy to finance your furniture purchase.

Why should I choose OneMain for my furniture loan?

Freshly moved and need to fill your new space or simply want to replace a broken dining room set? Whatever the situation, a personal loan from OneMain could help you get furniture to fit your family’s needs — and your budget.

And we offer budget-building resources, free credit score tracking and savings tools to help you grow your money know-how. Choose OneMain for your furniture loan and we’ll help you turn your house into a home.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.^3,4