Joining forces may lead to better rates and/or higher loan amounts. Apply online for a $1,500 - $30,000 joint personal loan.1
This won’t affect your credit score.
Money right when you need it
Quick decision. Money as fast as 1 hour after loan closing.2
Support from start to finish
Real people in branches, on the phone and ready to help online.
Loans that work for your budget
Fixed payments and clear, upfront terms.
Planning a wedding, consolidating debt, or embarking on a home improvement project together? Or maybe co-borrowing with a trusted person in your life to get a hold of a financial situation? Our joint personal loans can offer a boost of confidence in the face of financial need.
See if you’re prequalified for a joint personal loan today.
Checking won’t affect your credit score.
A joint personal loan involves two (sometimes more) people—a borrower and a co-borrower—who apply for a loan together. Joint personal loans are common among spouses, partners, family members or friends who want to increase their chances of approval, secure a higher loan amount or get a lower interest rate. All parties involved are equally responsible for repaying the loan, and any default can negatively affect each person’s credit. These personal loans can be used for almost any need, from moving costs to car repair and more.
At OneMain, we understand that achieving goals sometimes takes a team effort. That's why our joint personal loans are designed to empower you and another person to work together to fund the things that really matter. With clear terms and fixed monthly payments, our loans can provide the help needed to pursue mutual goals.
Collaboration is core to who we are, and we're committed to helping you and your co-borrower achieve financial success together. With OneMain, you're not just borrowing money – you're investing in a brighter future, with a team of experts by your side.
Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4
This won’t affect your credit score.
Here are some of our favorite shoutouts.5
