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Appliance Financing

Plug in new appliances without the upfront cost

Whether you need to afford a new stove, fridge, water heater or any other appliance that helps life run smoothly, we're here to help. Apply for an appliance loan from $1,500 - $20,000.1

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This won’t affect your credit score.

What you get with every OneMain appliance loan

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Loans that work for your budget

Fixed payments and clear, upfront terms.

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Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.2

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Support from start to finish

Real people in branches, on the phone and ready to help online.

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Lighten the load. Pay for new appliances with a OneMain appliance loan

Whether your washing machine stops working or your new home doesn’t come with a dishwasher, high costs shouldn’t keep you from enjoying the comfort and convenience of a new appliance. An appliance loan can help you buy what you need now — and pay for it with affordable monthly payments that work within your budget.

See if you’re prequalified for an appliance loan today.

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Checking won’t affect your credit score.

What is an appliance loan?

An appliance loan is a personal loan that can be used to finance household appliances, like:

  • Air conditioners
  • Dishwashers
  • Refrigerators
  • Stoves and ovens
  • Washers and dryers
  • Water heaters

Whether you’re dealing with one broken appliance or several outdated ones, appliance financing could help you spread the cost out into predictable monthly payments.

Why should I choose a OneMain appliance loan?

A OneMain appliance loan can help you afford a pricey appliance purchase now instead of putting it off. You'll get a simple, fast application process. Predictable monthly payments you can afford. A clear end date. Extra money that frees up your budget. Plus, savings tools, a subscription-cancellation service and VantageScore® credit score tracking — all free, to help you manage your loan and your finances.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.3,4

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This won’t affect your credit score.

Customers have relied on OneMain for over 100 years

Here are some of our favorite shoutouts.5

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Need more info on appliance loans? You’ve come to the right place:

Answers to common customer questions