Classic Car Loans

The definition of a classic car typically includes vehicles that are at least 20 to 25 years old and hold historical or collectible significance. Each lender determines the definition of a classic car based on their own policies. Check with your lender to understand their specific requirements and eligibility criteria before applying for a classic car loan.

We try to keep our loan requirements simple, so you can focus on getting under the hood or on the open road.

Here are a few key things that affect your eligibility:

• Financial history
• Credit history
• Income and expenses
• Loan purpose
• Whether you have filed for bankruptcy
• State of residence

Before you close your loan, OneMain will need the following documentation from you:

• Proof of identity (such as a driver's license, state-issued ID card, passport, or available third-party verification service)
• Proof of residence (such as a driver’s license with current address, utility bill or signed lease)
• Proof of income (such as pay stubs or tax returns)

We may ask for more info based on your situation. Take the next step and start your loan application today.

From the start of the application to receiving the funds, the OneMain loan process could be as quick as one day.² Loan timing may vary based on: When you submit your application, how many documents are needed for approval, how long it takes for OneMain to receive, review and verify those documents, and whether your loan is secured by collateral, among other factors.

• Completing the online loan application: Takes just minutes to complete and see your loan options.
• Signing your loan documents: After final loan approval, signing your closing documents takes about 30-45 minutes.
• Receiving your funds: When using your debit card to receive funds, you can get your money as soon as an hour after signing the loan docs.² Funds can also be paid out by direct deposit (ACH), which are available approximately 1-2 banking days after loan closing. A check can be issued as soon as the same day as the closing.

Are you still wondering if a OneMain personal loan is right for you? Don't worry — we're here to help. Just find a branch near you and let's talk.

Other lenders may have different ways of evaluating applicants, but at OneMain, we work with a wide range of customer credit scores and take your whole financial picture into account to help you find a loan that’s right for you.