A young child sits on their mother's lap, smiling while interacting with a dentist in a clinic.

Dental Loans

Transform your smile with a dental loan

When dental expenses arise, we're here to help you look and feel your best. Apply for a dental loan from $1,500 to $20,000 and get the treatment you need.¹

Check for offers

This won’t affect your credit score.

What you get with every OneMain dental loan

Loans that work for your budget

Fixed payments and clear, upfront terms.

Money right when you need it

Quick decision. Money as fast as 1 hour after loan closing.²

Support from start to finish

Real people in branches, on the phone and ready to help online.

A woman with a bright smile holding a mirror, sitting in a dental clinic.

Tackle unexpected dental expenses with ease with a OneMain dental loan

Even after maximizing your insurance benefits, some procedures like crowns, veneers and orthodontics may not be fully covered. Emergencies could also blindside you with unplanned costs.

Dental financing can help you cover unexpected expenses and allow you to pay for them over time.

Check for offers

Checking won’t affect your credit score.

What is a dental loan?

A dental loan is a personal loan used to pay for out-of-pocket expenses for dental procedures not fully covered or for individuals who do not have dental insurance coverage. Your smile and oral health are important, so when unexpected dental costs arise, a dental loan may be an option to help you pay for the care you need.

Why should I choose OneMain for my dental loan?

You deserve a healthy smile and loan terms that are straightforward and reliable. With clear terms and fixed, predictable payments, our dental loans ensure you can focus on your dental care without financial surprises.

As a OneMain customer, you’ll also have access to financial tools beyond your loan: budget-building resources, free credit score tracking and savings tools to grow your money know-how and help you reach your goals — including orthodontics.

Whether it’s braces for you or your kids, implants or dentures, we’re here to help you smile with confidence at every stage of your journey.

See how you can stretch your budget with a personal loan

Whether you need to cover car repairs, vet visits, dream getaways, or just want to breathe a little easier with debt consolidation, our personal loans are built to fit your needs.^3,4