A plastic surgery loan is a type of personal loan you can use to pay for cosmetic or reconstructive procedures. While a OneMain personal loan doesn’t directly pay your healthcare providers, it can help you manage the costs of plastic surgery.
Insurance typically doesn’t cover elective cosmetic surgery. It may sometimes cover reconstructive procedures, but that isn’t guaranteed. Even if your procedure is covered, you could still face high deductibles or out-of-pocket costs that are difficult to pay upfront.
A plastic surgery loan can help you get the funds you need to cover your procedure now, so you can focus on your recovery and pay back the loan over time.